Investment Property Types

Lending Parameters

Loan Size $100,000 to $50,000,000
uP to 90% of the Purchase Price
Rehab Funding
Up to 100% of the cost
Up to 75% of the ARV
12–36 months
First Lien; Second Lien as additional collateral only
Interest Rate
Starting at 7% interest only
1–3% of the loan amount

What is a Hard Money Loan?

A hard money loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The terms are usually around 12 months, but the loan term can be extended to longer terms of 2-5 years. The loan requires monthly payments of only interest or interest and some principal with a balloon payment at the end of the term.

States Covered

Commercial Real Estate Financing in all 50 US States


New Hampshire
New Jersey

New Mexico
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
West Virginia

30yr low interest, Conventional, Private Equity, Government & Insurance Company Loans, Hard Money Loans

Why Use a Hard Money Loan

    1. What If you need to close fast. While applying for a loan at your typical bank, it may take weeks or even months for the bank to review your loan application before it turns you down for any number of reasons, CambridgeHomeLoan.com offers the same day fix and flip | fix to rent |hard money loan approval in all 50 states, and we can fund fix and flip loans within 5 days. Many customers use us like cash and offer a 10 day close to sellers.
    2. What if my Investment Property isn’t stabilized. Many opportunities may come with finding properties that are not yet stabilized.  It is not just a question of time, but conventional banks typically only lend on stabilized  properties.  Hard money lenders such as CambridgeCapital.org will be able to fund the property when a bank can’t. We can fund properties and the rehab budgets to help bring properties to stabilization
    3. What if I have poor credit.  LenderFi.co knows  that there are uncontrollable events that can negatively affect their credit score. That is why we focus on the value of the real estate asset, rather than just on a credit score  when considering funding a loan. Credit still does play a roll but not nearly as much.
    4. What If don’t want to take a loan in my personal name.  A traditional bank may require that your investment property be owned by the individual they are making the loan to.  This is a liability risk to any investor. Purchasing your Florida investment property in an LLC is just good business sense and no matter if  you are purchasing your first investment property or your fiftieth, setting up an LLC. is just good business sense.  Obtaining a Florida hard money loan  in an LLC. will help you protect your families assets for the long term

Hard Money Fix and Flip and Fix To Rent Loans
90% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!   APPLY HERE!

Hard Money Lender

We can fund hard money loans in 3–5 days

If you are looking for a hard money lender, give us a call

Submit a loan request

Commercial Real Estate Financing Made Easy!

fix to flip
multifamily loan
multi-family loan

Up To 100% of the Purchase & 100% of Rehab

Good Bio showing experience in the asset class,
Good FICO, 75% of the ARV!

Why Choose A Hard Money Loan

Secure a better price on your property with a fast close and no pre-payment penalty. LenderFi.co takes pride in their roots and the success that Hard Money Loans and private equity play in the  real estate markets for so many investors.   LenderFi.co has  dozens of loan products that will meet your asset type and the one that will perfectly fit your financing goals. We can help our clients take advantage of some of the best investment real estate returns in the country.

Financing your Investment Property

The commercial and investment real estate markets are booming nationwide. Rental are increasing, retail is being re-positioned, industrial is at an all time high and more and more investors are taking advantage of fix to flip and fix to rent homes. 

The difference between taking advantage of the product that is out there and outplaying the competition might be speed to close with the leverage and terms to fit your investment goals.  Lenderfi.co is here to provide you that competitive advantage.

LenderFi.co is an asset-backed Lender Focused on Customized Solutions

With our knowledge of the commercial real estate markets and with dozens of insurance companies, private equity and bank lines, LenderFi.co is able to structure solutions that fit just about any commercial real estate financing needs.  We fund most loans based on the value of the asset and can move diligently for investors to take advantage of the market.

LenderFi.co can also provide your take out financing once your project is completed in the  form of long term 30 year mortgage and arm or even a cash out refinance to help you purchase additional investment assets. 

Give us a call or apply for a loan today!

We Value our Investor Relationships

CambridgeHomeLoan.com is the Nations #1 Commercial Real Estate Lender

Some Hot Investment Markets in 2022

Sioux Falls South Carolina

Nicknamed the “Best Little City in America,” Sioux Falls has attracted a spotlight for its low cost of home remodeling and relatively low median home value ($183,500.) Due to the city’s lack of a state corporate income tax, Sioux Falls is home to many notable financial companies and has a robust regional healthcare industry. A great quality of life and an impressive 8.8 percent increase in home values in just one year, making this location one full of promise.

Pittsburgh Pennsylvania

Pennsylvania offers great investment opportunities in general with high house flipping generating high returns on investment, but Pittsburgh is a city that really stands out in this state. Investors can expect to find cheap properties here that will generate great profits. The city is a growing market, making Pittsburgh a top market to flip houses in 2021.

Ocala Florida

Florida served as the centerpiece for flipping houses. As home values in the state rose by 7.5 percent in just one year, Ocala’s values remained 30 percent below peak prices. Ocala, a small city located in Northern Florida, accounted for eight percent of all sales. For real estate investors, Ocala generated a 73.9 percent return on investment (ROI).

Missoula Montana

Missoula is known for the surrounding wilderness and outdoor areas, which has attracted tourists and permanent residents alike. The town is also home to a growing restaurant and music scene, adding to its charm. According to Zillow, the average home price is around $347,838, with a 6.3 percent year-over-year increase. The same report showed the median rent to be around $1,450, which was a promising opportunity for house flippers looking to rent out finished properties.

Rapid City South Dakota

This is the second South Dakotan city to make the list of best house flipping markets in 2020. One of the reasons the city is so attractive to residents is because it is within an hour’s drive of six national parks and monuments. It was so attractive to investors because of the home value and market conditions. Rapid City has a median home value of $212,403, which was expected to rise over the next few years. Investors who can find a fixer-upper at a great price can take advantage of these market increases.

Tampa Florida

Tampa Bay is a hotbed for millennial homebuyers. The area, which saw a 65% surge in homes purchased by millennials since 2014, has become a dreamland for house flippers. Home flips accounted for a whopping 7.4 % of all home sales. The area delivered a 57.2 percent return on their investment for investors.  REaltyTrac ranked Tampa fourth for flipping volume and sixth for flipping returns nationally

Smart Real estate investors are always on the lookout for the best new investment opportunities in the investment real estate markets.  If you are or have been considering  investing in real estate, below are just a few local markets that would be a good starting point to invest in .  It would be wise to engage with local realtors and wholesalers to discuss your investment plans and use them for their local expertise and market information.

While seeking your investment properties, try to locate investment properties that are located near either key business markets, transportation or hot vacation markets.   The larger job markets in the state are typically located in the larger metro markets.  There are also massive opportunities for vacation rentals in areas where people vacation..VRBO and Air BnB  vacation rental strategies.

Kissimmee Investment Opportunities

Kissimmee should top your list as a great place to buy, renovate and sell your rental home.  With more renters in Kissimmee than homeowners it certainly does make sense to add a few rentals to your investment portfolio, especially ifyou can secure a good cape rate.  But, with the average home  prices moving upward year after year, you could also realize nice returns if you should decide to sell.  Either way, the number of people who want to rent or buy in Kissimmee should easily go up in 2020. The number of residence here grew more than 23% between 2010 and 2018 and continue to rise through 2021. 



Tampa Florida Housing Market Statistics

  • Median Sales Price: $225,250
  • Median Rent Per Month: $1,485
  • Median Household Income: $65,196
  • Metro Population: 3.1 M
  • 1-Year Job Growth Rate: 2.52%
  • 7-Year Equity Growth Rate: 106%
  • 8-Year Population Growth: 12.69%
  • Unemployment Rate: 3.4%

Tampa Florida Housing Market Quick Facts!

  1. Tampa area has a population of over 3 million, a local economy worth over $130 billion, and is one of the fasted growing metros in the United States.
  2. An area with mostly high-priced homes, Tampa still has many pockets where investors can find homes at affordable prices (even as low as $130,000) and turn around to rent them for around $1,450 a month.
  3. New jobs flocking to Tampa from Amazon and a talent pipeline from the University of South Florida helped push the Tampa metropolitan area to the No. 15 spot on the Milken Institute’s  2018 index of best-performing cities in the United States.
  4. The area has a number of strong Fortune 500 companies including Publix Super Markets Inc., Jabil Circuit Inc., and WellCare Health Plans, Inc.
  5. Tampa remains a fantastic tourism market and one of the best cities to buy real estate. It’s a popular option for retirees as well, providing for many short-term rental opportunities.

With hard money and private equity investment real estate loan lending rates at an all time low, there has been no better time to invest than now.